Unable to sign in with banktivity id12/31/2023 ![]() They kept accessing my bank account, even when I disabled the sync and deleted the bank account from the interface. They were accessing my personal account automatically without my approval (I had connection alerts in my bank's interface, and they were popping everyday at midnight). I linked only one of the financial institution I use. ![]() Buxfer: It started well, but then quickly degraded. Their automatic categorization was - of course - shitty. My financial institution was not available for linking, and I think they were using my transaction information to train their ML models on category assignments. It was self-hosted, and the reason I'm not using it today is probably personal taste. GNUCash: I don't remember testing it for a long time. It has the same negative points as YNAB 4. YNAB 5: The interface was nice, but it was not self-hosted. YNAB 4: Wonderful tool ! Simple, efficient, and locally available ! I was not a big fan of their budgeting strategies/options (especially when you go over the allocated envelopes) and I wanted more reports. If not, Amex messed up again and I should know about itĪbsolutely ! Here is a small personal description of the tools I used :) Sanity checks: Travel expenses + Reimbursements must equal zero. Rewrites: Rewriting transaction labels automatically (following user-defined rules) Multi-currency: I tried apps where the only currency available was USD, they did not stick around Subset selection on reports: Ignoring specific accounts, categories or tagged operations from specific reports reports Regex category matching: For automatically matching transactions to the correct category Transaction imports: OFX, QIF, CSV, XLSX. I would be, of-course, happy to pay a premium for this (and for the Kubernetes templates). I'm never, ever, going back to linking my bank accounts to a SAS app. Self-hosted: Although, I used online apps in the past, this is now an _absolute_ requirement. If I may, I would like to give you my list of the most useful features : I liked your project, the interface is clean, responsive and fast. I tested a lot of similar project in the past 2 years: Buxfer, GNUCash, YNAB 4 & 5, Mint, and Banktivity (currently using) and I'm willing to pay as high as $70 per year for a product that fulfills my needs. I did a whole write up on that journey here: Side story: I started this project while living abroad in Fukuoka, Japan for a few months. If this looks interesting, I encourage you to try it out, especially if the multi-currency aspect is useful to you. Check out the website for more details & screenshots! My main goal was multi-currency support but also to rethink certain aspects of budgeting. This 100% grew out of a need to expand and improve the spreadsheet we had been using for about 1.5 years prior to starting development on this. Lunch Money is a personal budgeting tool with native multi-currency support. * React + Semantic UI w/ Typescript frontend I was also able to flex my design muscles a little bit, while learning some marketing along the way. I am a one-person team and this project has allowed me to harness and grow from my few years of experience working as a software engineer. Hi Show HN, I'm really excited to share what I have been working on the side since late November last year.
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